Episode 5 – How to Make a Kick Ass Budget!

Today we’re discussing how to budget.

Doing a budget isn’t hard
Establish the major categories
Write down expenses for one month
At end of month, put each expense into the appropriate category
Repeat for two more months
Calculate the % portion for each category
Charitable Giving 10%
Taxes 15%
Savings 10%
Housing 20%
Utilities 5%
Food 15%
Transportation 10%
Insurance 5%
Entertainment 2%
Miscellaneous 5%
Clothing 3%
Debt ?
Childcare ?

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